When accidents happen, lives can be turned upside down.

Howie, Sacks & Henry LLP – Personal Injury Law – Helpful Links

Searching for the right information and resources can be frustrating and time consuming. As one of the top personal injury law firms in Canada, we believe in providing our clients with extraordinary assistance and care. On this page we’ve gathered links to forms you may need to complete if you’ve been injured in an accident, as well as links to information on legal, financial, medical and support resources that might be helpful along your path to recovery.

Accident Benefits Forms

New Statutory Accident Benefits Schedule (SABS): Summary and Accident Benefits Forms

All automobile policies in Ontario include statutory accident benefits coverage (SABS) that you are entitled to even if the accident was your fault.

2016 SABS Summary Chart: For your convenience we have prepared a simple chart which outlines the basic entitlements found in all automobile insurance policies in Ontario, which includes the drastic changes which came into effect June 1st, 2016. Click to Download the 2016 Statutory Accident Benefits Summary.


Even with these rights, the process of completing your claim is usually more complex than you think.

Financial Services Commission of Ontario (FSCO)

NOTE:  Effective April 1, 2016, FSCO will no longer adjudicate new accident benefits disputes. FSCO’s Dispute Resolution Service (DRS) will be eliminated and accident benefits disputes will now be adjudicated by the LAT (see above).

You can find current Auto Insurance Claim (OCF) Forms on the Financial Services Commission of Ontario website.

NEW Automobile Accident Benefits Service (AABS)

The AABS helps people who are injured by a motor vehicle accident, and have had their claim denied by an insurance company. Drivers, passengers, pedestrians or family members of a person who is injured or dies may all have a claim.

If you can’t agree with the insurance company about whether or not you are entitled to a benefit or the amount of a benefit, you can  apply to AABS for help in solving your dispute. AABS works with individuals and insurance companies to help them quickly reach a settlement.

Effective April 1, 2016, a new branch of Ontario’s Licence Appeal Tribunal (LAT) will begin accepting applications to the new Auto Accident Benefits Service (AABS) system that aims to quickly resolve disagreements between individuals and insurance companies about accident benefits.

The goal of the AABS is to reach a final decision within six months.  It can be a daunting process, so you may wish to work with lawyer to help resolve your dispute.

For more information about LAT, click here.

New AABS Forms

For your convenience, we’ve gathered some of the common forms you need to complete if you’ve been injured in an accident. We advise that you have your lawyer review them before submitting them to ensure the wording you’ve used is appropriate and doesn’t cause you any issues.

Helpful Resources

Legal Statutes and Resources

Provided below are some of the more commonly-referred to legal statutes that set out the responsibilities of various parties under the law, as well  as resources to help you understand how the statutes apply to you.

Senior Safety Resources

Financial Resources

Accident victims often face difficult financial situations. Below are resources that can help you understand what financial support is available to help you in your particular situation, regardless of whether you pursue a legal course of action.

Support and Medical Resources

Support Networks for Survivors

There are numerous support networks available to help you and your family. We support the efforts of many of these organizations to help them continue their fundraising activities that benefit so many in our communities.

Brain Injuries

Spinal Cord Injury

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