Why do insurance companies deny disability benefits?
You have been paying into your disability and health insurance-plan for years.
You’ve been a hard worker.
Then, Life throws you a curve ball and you become too sick to work.
After much consideration, you decide to make a claim for disability benefits.
But to your shock and surprise, your insurance company denies your claim.
Insurance companies unfortunately routinely deny disability claims for several reasons.
Far too often these denials are completely improper.
A common reason an insurer may deny your claim is because the medical evidence fails to properly show that you meet the test of disability.
Another reason for denial is the insurance company may have conducted surveillance or done a social media search of you and found evidence they believe contradicts information you have told the insurer.
Insurance companies also deny claims due to lack of objective evidence. Illnesses such as chronic pain, fibro, and chronic fatigue syndrome are often the insurer denial list.
However, these conditions are legitimate medical conditions that have been recognized by the medical community and by the Courts.
There are many other reasons insurance companies wrongfully deny claims.
Whatever the reason, it is extremely important that you obtain legal advice asap in order to receive your disability benefit.
At Howie, Sacks & Henry we are here to help. We do not charge any fees until we recover your benefits for you.
If you are going through a stressful battle with your insurance company call me anytime.
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