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Servicing Windsor and all of Ontario

Every work day as you open and start to think about what kind of day lays ahead of you, try to imagine you’re about to roll the dice at Windsor’s casino. A good day, and it’s lucky sevens. A bad day, and it’s snake eyes.

For people with debilitating conditions such as chronic pain (fibromyalgia), mood or anxiety disorders, depression, or post-traumatic stress from workplace sexual harassment or assault, snakes eyes seem to come up a lot more often than is fair. Symptoms from these conditions can include disrupted sleep patterns, the feeling of a brain fog, and significant pain that make holding regular employment very difficult and sometimes impossible.

Short-Term And Long-Term Disability Benefits

Fortunately, employees with group insurance plans (self-paid or employer-paid premiums) are able to take an extended time off work to recover and seek treatment for critical illness and disabling conditions. The benefits generally provide all (or more often a portion) of your regular earnings and additional health care benefits. Unfortunately, insurance providers sometimes deny deserving applicants the benefits they need.

If you are too ill to work and regular sick days are not sufficient to cover your absence, you can apply for short-term disability benefits for period of up to 15 weeks to a year. Usually during this time your medical practitioner will need to report on your treatment and prospects of returning to work. If you are still too sick or disabled to return to work after this period, you may apply for long-term disability (LTD). Insurers typically require LTD applicants to undertake additional independent medical testing and evaluations and they may even put an applicant under surveillance to monitor their actions and assess their level of ability.

Benefits Denials Can Be Challenged

Disability benefits claims can be denied if an insurer believes an applicant is not disabled, not sufficiently disabled, or misrepresented their condition on an application form. Losing access to the financial resources you need during your illness can be terrifying – especially if trying to return to work could worsen your symptoms or hurt your health and well-being.

Howie, Sacks and Henry’s disability and critical illness lawyers can help you in Windsor if you’re claim for benefits has been denied. Our team’s expertise in handling files involving complex medical conditions is widely known. Insurers are well aware that an HSH lawyer prepares court-ready cases for our clients and if they don’t make a fair a just settlement offer that meets our client’s needs they will be meeting us in front of a judge.

HSH disability and critical illness lawyers care deeply about helping our clients through such a difficult and stressful time in their lives. We will always treat you with the compassion, empathy and respect you deserve as we listen to your story, advise you of your legal options, and assist in managing your testing and therapy.

HSH Disability Lawyers Serve The Windsor Area

Our team is pleased to visit you in your own home in the Windsor area or at a nearby consultation office as discuss your case. HSH believes that you shouldn’t have to travel great distances to get the attentive and high quality legal representation you need.

Trust HSH disability and critical illness lawyers to be strong advocates for you and your health. As a valued member of your support team, we will work with you to claim the financial resources you need, and vow to be beside you on this journey every step of the way.

Health Indicator Profile by Census Metropolitan Area, Two-Year Period Estimates Windsor (Ont.), 2015.

Health Indicator

Population Affected


Perceived health, fair or poor



Perceived mental health, fair or poor



Perceived life stress, quite a lot (15 years and over)



Mood disorder



Pain or discomfort that prevents activities



Body mass index, self-reported, adult (18 years and over), overweight or obese



Source: Statistics Canada, 2015

Looking to work with a disability lawyer in Windsor? Contact Us.

We service the Windsor and Southern Ontario areas. When you think Disability Lawyer Windsor, Think Howie, Sacks & Henry.

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Disability Lawyers Windsor Testimonials

We love helping our clients stand up for their rights and ensure they are properly taken care of.

Howie, Sacks & Henry LLP – Personal Injury Lawyers

“I found Mr. Dick to be extremely passionate, knowledgeable and approachable. He always made me feel he was in my corner and based all his decisions on what was in my best interest. He was always honest with me and I never felt uneasy with any of his advice as to our next move…I know the very positive outcome that I experienced was a direct result of Mr. Dick’s passion, commitment and expertise and for this I am very grateful.”

Howie, Sacks & Henry LLP – Personal Injury Lawyers
Brett A. of Windsor, Ontario

At Howie, Sacks & Henry, we love helping our clients receive the compensation required to help provide peace of mind.

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Among the best in Canada

Since 2011, our peers have consistently voted for us as one of Canada’s top personal injury firms in Canadian Lawyer  magazine’s annual rankings of the top personal injury boutiques in Canada. With decades of experience helping accident victims and their families, our firm understands the laws that affect your right to compensation because we’ve helped shape those laws in favour of accident victims.

Among the best in Canada

Since 2011 Canadian Lawyer Magazine rated us one of the top personal injury law firms in Canada. Why? With close to 20 years helping accident victims and their families, our firm understands the laws that affect your rights to compensation because we’ve helped shape those laws in favour of accident victims.